Energy Modelling & Performance Attestations for CMHC-Insured Multi-Unit Projects
CMHC’s MLI Select is a mortgage loan insurance program that rewards multi-unit residential projects for commitments to energy efficiency, affordability, and accessibility.
Standards & Credentials
Registered Energy Advisors – EnerGuide Rating System (NRCan)
CMHC MLI Select – Energy Efficiency Attestation Support
Part 3 Energy Modelling – New & Existing Multi-Unit Buildings
CMHC evaluates energy efficiency commitments using:
Attestation from a qualified professional
Third-party building standards and certifications
Energy simulation completed with appropriate modelling software
Qualified Professionals May Include:
Professional Engineer (P.Eng.)
Architect
Registered Energy Advisor
Certified Engineering Technologist (CET)
Certified Energy Manager (CEM)
Existing Multi-Unit Buildings – MLI Select
CSA definition of visitable – In relation to residential accommodation, any dwelling [unit] that offers a basic level of access to accommodate visitors such as people who use a wheeled mobility aid, people who are elderly, or residents who might have a temporary disability. Visitable dwellings allow a person to enter a dwelling safely, manoeuvre independently throughout the visitable level, and use the toilet facilities.
Existing properties - Insurance Flexibilities
CSA definition of visitable – In relation to residential accommodation, any dwelling [unit] that offers a basic level of access to accommodate visitors such as people who use a wheeled mobility aid, people who are elderly, or residents who might have a temporary disability. Visitable dwellings allow a person to enter a dwelling safely, manoeuvre independently throughout the visitable level, and use the toilet facilities.
New Construction - Point Distribution
CSA definition of visitable – In relation to residential accommodation, any dwelling [unit] that offers a basic level of access to accommodate visitors such as people who use a wheeled mobility aid, people who are elderly, or residents who might have a temporary disability. Visitable dwellings allow a person to enter a dwelling safely, manoeuvre independently throughout the visitable level, and use the toilet facilities.
New Construction - Insurance Flexibilities
1For borrowers making an affordability commitment of 20+ years, an additional 30 points are awarded
2Buildings must be 100% Visitable (CSA B651-2023 Visitability)
3Min. DCR of 1.10 for standard rental housing, 1.20 for other shelter models, 1.4 for non-residential space
Start with MLI Select Energy Modelling
Early performance analysis helps confirm whether your project meets CMHC MLI Select energy efficiency thresholds before financing decisions are finalized.
