MLI Select Energy Modelling Canada

Energy Modelling & Performance Attestations for CMHC-Insured Multi-Unit Projects

CMHC’s MLI Select is a mortgage loan insurance program that rewards multi-unit residential projects for commitments to energy efficiency, affordability, and accessibility.

Thrive Energy provides MLI Select energy modelling in Canada, supporting developers, owners, and lenders with performance analysis and professional attestations required to unlock reduced premiums and extended amortization periods under CMHC guidelines.

Standards & Credentials

Registered Energy Advisors – EnerGuide Rating System (NRCan)
• CMHC MLI Select – Energy Efficiency Attestation Support
• Part 3 Energy Modelling – New & Existing Multi-Unit Buildings
• National Building Code Performance Comparisons
• CSA B651-2023 – Accessibility (Visitable Dwellings)
• Energy Simulation Using CMHC-Accepted Software

MLI Select Energy Modelling in Canada

Energy efficiency commitments under MLI Select must be validated through energy modelling and professional attestation.

 Thrive Energy provides:

  • Energy modelling relative to National Building Code baselines
  • Performance pathway analysis for new construction and existing buildings
  • Coordination with architects, engineers, and lenders
  • Documentation to support CMHC energy efficiency attestations

Energy Efficiency Criteria (MLI Select)

CMHC evaluates energy efficiency commitments using:

● Attestation from a qualified professional
● Third-party building standards and certifications
● Energy simulation completed with appropriate modelling software

Qualified Professionals May Include:

● Professional Engineer (P.Eng.)
● Architect
● Registered Energy Advisor
● Certified Engineering Technologist (CET)
● Certified Energy Manager (CEM)

Existing Multi-Unit Buildings – MLI Select

Existing properties - Insurance Flexibilities

New Construction - Point Distribution

New Construction - Insurance Flexibilities

FAQs

Yes. MLI Select applies to eligible multi-unit residential projects throughout Canada.

Yes. Energy efficiency commitments must be supported by modelling and professional attestation.

Yes. Projects may focus on energy efficiency alone or combine commitments to increase points.

No. MLI Select replaced CMHC’s MLI Flex program as of March 7, 2022.

Still have questions?

Start with MLI Select Energy Modelling

Early performance analysis helps confirm whether your project meets CMHC MLI Select energy efficiency thresholds before financing decisions are finalized.